Chapter 13 Bankruptcy Attorney in Philadelphia MS
If you cannot pay your bills, filing for bankruptcy 13 is an option you should discuss with our attorneys. Chapter 13 bankruptcy exists to give hard-working Americans a second chance at financial stability while being protected by federal law from harassment by creditors.
In Mississippi, A Chapter 13 bankruptcy is available for people who earn too much money to file for Chapter 7 bankruptcy. A bankruptcy lawyer can petition the court on your behalf to develop a plan to reduce your debt over three to five years, allowing you to get your finances back on track.
If you successfully propose a plan to your creditors, you will pay some, but not all, of the money you owe them. In some cases, you may even be able to get your debt erased. The steps involved can vary depending on the type of debt you have. However, Unsecured debt can be forgiven in part or entirely under the right circumstances.
Bankruptcy 13 attorneys help people who have too much debt by allowing them to start over. Filing for bankruptcy is a sign that you tried to do everything in your power to get debt under control. Regardless of your situation, there are ways to create a better financial future.
With us, you can get financial relief through bankruptcy proceedings.
Bankruptcy will allow you to deal with your debts; you can keep your retirement plans and even your home.
We use means-testing to evaluate your income and expenses to determine if chapter 13 might be right for you.
Chapter 13 bankruptcy means creditors can no longer contact you in any way, such as through phone calls or letters.
Chapter 13 was designed to help protect homeowners by stopping foreclosure, allowing them to catch up on back payments & penalties.
In reality, declaring bankruptcy doesn't mean that you lose everything. The bankruptcy code (13) makes this possible by allowing you to keep your property while shedding your debts.
For people who earn too much money but have high debts, bankruptcy 13 is a perfect balance, reducing or eliminating unsecured debt while allowing homeowners to avoid foreclosure by repaying their debt over time.
Our bankruptcy attorneys in Philadelphia, MS, have the knowledge and skill to help you keep the debt collectors away. Contact us for a financial assessment.
Chapter 13 bankruptcy can free you from overwhelming debt.
Chapter 13 reorganizes your financial obligations into a three- to five-year plan. It also stops foreclosure, repossession, and garnishment of your property and prevents lawsuits from being filed against you. Means testing will determine the length of the plan and how much disposable income you have leftover each month.
Once you've completed your repayment plan, Chapter 13 bankruptcies completely eliminate all of your remaining unsecured debt, further protecting assets and your financial future.
Our Chapter 13 bankruptcy attorneys in Philadelphia, MS, will show the right solutions.
Bankruptcy is confusing, and it's a shame that many people are unaware of their legal rights regarding bankruptcy. Debt collectors will often make this worse by making you feel like you don't have options.
Chapter 13 bankruptcy laws are a way to protect you and your family from the consequences of financial hardship. You can stop worrying about your creditors calling you day and night to harass you on overdue debts with the help of our bankruptcy lawyers in Philadelphia, MS.
Contact our law firm today for a free bankruptcy consultation and honest answers to your questions. Eliminate your debts and experience true financial freedom.